The ICICI Bank has a wide range of credit cards for you, but do you have all the documents for its application. You might not know about the documentation of the ICICI Bank Credit Card if you are a new customer. Well, you need proof of ID, income, etc. to get the credit card. As the ICICI Card gives you a line of credit that you can use to pay your bills, shop, etc. And when the bank lends someone a line of credit, it requires valid proof of documents. So in case of default, the bank representative can approach the user and get their money back. If you are interested in the ICICI Bank Coral Credit Card, read this page below and see what documents you need for its application.
Documents Required for the ICICI Bank Coral Credit Card
Below is the list of documents that ICICI Bank may ask from you for the credit card application, so check them out –
Proof of Identity
Your name, age, marital status, etc, details will be verified with the help of ID proof. And for the ICICI Card, the valid ID proof to get those details checked are –
PAN Card helps in identifying a list of taxpayers in the country. The 10-digit unique identification alphanumeric number which is assigned to you helps the bank get your details and get them verified. So your tax-related information will be shown to the bank and using that data the bank will know whether you qualify for the credit card or not.
The Unique Identification Authority of India (UIDAI) introduces Aadhaar Card as an ID proof using which one can prove their name, address, etc. as these details will be saved in the database of UIDAI.
Some other ID proofs that can serve this purpose of ICICI Bank Credit Card are – Passport, Driving License, Voter’s ID Card or any other government-approved photo ID proof.
Proof of Address
Your address plays an important role as the card and the documents related to it will be sent to your home address. So send proof of a permanent address such as an Aadhaar Card, Passport and Utility bills to ensure the bill is not more than three months old. For utility bills, you can use electricity bills, gas connection bills, etc.
Proof of Income
Submit a bank statement for the last three months or the last three months’ salary slip if you are salaried. Otherwise, submit audited financials for the last two years or Form 16. So as long as you have these documents to prove the source of regular income, the bank will approve your credit card request.
What Happens in Case of Fraud Documents?
If the documents you have submitted are not real and fake, the bank may put your name on their blacklist. It means you might not be able to get any loan or card from the bank. So submit valid documents only otherwise be prepared for such consequences.
How to Apply for an ICICI Bank Coral Credit Card?
You can apply for the ICICI Card online by visiting the bank’s website. For this either download the ICICI Bank mobile app or visit the portal. If you are an ICICI customer, download the mobile app, log in and check the ICICI Bank Coral Credit Card offer. Once you are sure that this card is best suited for your daily spending, apply for it by filling in an online form. Upload the documents mentioned above.
Now you will get a reference number using it and you can track your ICICI Bank Credit Card Status. In case of any problem call the ICICI Credit Card Customer Care Number from your registered mobile to get your queries answered.
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